Overview & Eligibility for Full-time Undergraduates

We think getting an NUS degree is one of the best investments you can make. That is why we offer NUS-administered Financial Aid schemes, which you can tap on to help supplement your study expenses. Externally administered options offered by MOE and other organisations are also available.

Needy NUS full-time undergraduate students have various aid options available to them, including:

·         Submitting ONE Financial Aid Application to NUS to be considered for the NUS Financial Aid Package, which includes loans and bursaries to cover tuition fees and living expenses, and bursaries to specifically cover hostel and/or Residential College fees

·         Submitting separate applications for external schemes to cover their tuition fees

·         Submitting separate applications for other specific schemes

Financial aid recipients may also request for a one-time NUS Student Assistance Loan top-up if they need further assistance with the purchase of a notebook.  

Students reading Concurrent Degree Programmes will not be eligible for the NUS Financial Aid Package for Undergraduate Students, once they are charged graduate tuition fees. Similarly, graduate students are not eligible for the NUS Financial Aid Package for Undergraduate Students.

International Students who are not offered the MOE Tuition Grant or rejected the MOE Tuition Grant are also not eligible for all NUS-administered/co-administered Financial Aid schemes.

From Academic Year 2023/2024 onwards, needy full-time Singaporean undergraduate students from households with PCI not exceeding S$1,100 will receive a higher quantum from the NUS Bursary to top up the existing Government Bursary for full coverage of subsidised tuition fees. Additional financial support of S$4,000 from the NUS Bursary to cover living expenses and the Opportunity Enhancement Grant (OEG) will be provided for needy full-time Singaporean undergraduates from households with PCI not exceeding S$750. The OEG will provide S$10,000 over the duration of the degree programme to top up existing financial aid available for on-campus stay and selected overseas exposure programmes.


For needy full-time undergraduate students who are Singapore Permanent Residents or International Students receiving MOE Tuition Grant and meet the PCI criteria of not exceeding S$1,100, NUS will increase the financial support provided through the NUS Bursary. Depending on their PCI, these students will receive bursary amounts ranging from S$1,500 to S$2,500 per annum.

Please click here to Apply for Financial Aid.


Needy NUS full-time undergraduate students can submit ONE Financial Aid Application to NUS to be considered for the NUS Financial Aid Package, for the upcoming Academic Year in August.  The package includes loans (repayable) and bursaries/grants (non-repayable monetary awards) which cover tuition fees and living expenses.  Both current and prospective students can apply; prospective students can apply after applying for admission, in the year that they are beginning their undergraduate studies. International Students who are not offered the MOE Tuition Grant or rejected the MOE Tuition Grant are not eligible for all NUS-administered/co-administered Financial Aid schemes.

Eligibility for the NUS Financial Aid Package is based on the applicant’s:

·         Gross Household Income or GHI, which is the total monthly gross household income of all family members in the household; or

·         Per Capita Income or PCI, which is the GHI divided by the number of family members in the household

You qualify for the NUS Financial Aid Package if you have been offered and have not rejected the MOE Tuition Grant (TG) for your undergraduate studies and are:

·         a Singapore Citizen (SC) or Singapore Permanent Resident (SPR) of PCI ≤ S$2,700; or

·         an International Student (IS) of PCI ≤ S$1,200

However, SCs and SPRs who have not been offered or have rejected the MOE TG are eligible to apply for the NUS Study Loan.  

You may be considered for the following schemes when you apply for the NUS Financial Aid Package (apply here).

 Scheme Eligibility*  Annual Quantum for Full-time Undergraduates* 
Covering Tuition Fees & Living Expenses              
NUS Study Loan (Repayable after graduation) SC or SPR of PCI ≤ S$2,700, IS of PCI ≤ S$1,200 Up to 20% of SC subsidised tuition fees and S$3,600
Higher Education Bursary (AY2022/2023)  SC of GHI ≤ S$9,000 or PCI ≤ S$2,250 From S$1,350
Higher Education Bursary (AY2023/2024)  SC of GHI ≤ S$10,000 or PCI ≤ $2,500              From S$1,350
Higher Education Community Bursary (AY2022/2023) SC of GHI ≤ S$4,000 or PCI ≤ S$1,000 From S$5,000
Higher Education Community Bursary (AY2023/2024) SC of GHI ≤ S$4,400 or PCI ≤ S$1,100 From $5,100
NUS Donated Bursaries (Including Faculty Donated Bursaries**) Needy undergraduates From S$1,500
NUS Student Assistance Loan (Repayable after graduation)  Needy undergraduates From S$450
Work Study Assistance  Needy undergraduates Provides letter requesting priority consideration for part-time employment
Covering Hostel Fees          
                                                                                                                                          (Disbursed only to eligible students residing in Hall of Residence or Residential College)
Residential Programme Bursary Needy SC undergraduates From S$500
Residential College Bursaries Needy undergraduates S$3,950 to S$6,000
Opportunity Enhancement Grant Needy SC undergraduates S$10,000 over the duration of the degree programme to possibly top up existing coverage for on-campus stay
College Grants Needy undergraduates  Varies
Hall Bursaries Needy undergraduates  Varies
 Covering Overseas Exposure Programmes        
                                                                                             (Disbursed only to eligible students embarking on NUS-administered overseas exposure programmes)
Opportunity Enhancement Grant Needy SC undergraduates S$10,000 over the duration of the degree programme to possibly top up existing financial assistance for selected overseas exposure programmes

*The detailed eligibility and annual quantum for specific groups of students may vary for individual schemes, and can be found at the specific webpages for each scheme.

**At Faculty of Arts & Social Sciences, Faculty of Law, NUS Business School, School of Computing, Yong Loo Lin School of Medicine and Alice Lee Centre for Nursing Studies 

NUS full-time undergraduate students can submit separate applications for the following schemes from July to August to external organisations if they require more aid to cover their tuition fees. 

 Scheme  Eligibility*

Annual Quantum for Full-time Undergraduates* 

  Apply From
Tuition Fee Loan (Repayable after graduation)  Undergraduates regardless of neediness  Up to 90% of SC subsidised tuition fees DBS or OCBC
Central Provident Fund Education Loan Scheme (Repayable after graduation)  Undergraduates receiving MOE TG regardless of neediness  Up to 100% of  subsidised tuition fees Central Provident Fund (CPF)
Mendaki Tertiary Tuition Fee Subsidy  Malay SC undergraduates receiving MOE TG with PCI ≤ S$2,000  50% to 100% of subsidised tuition fees Yayasan MENDAKI
Post Secondary Education Account (PSEA)  Undergraduates regardless of neediness  Up to 100% of  tuition fees MOE (Through NUS)

*The detailed eligibility and annual quantum for specific groups of students may vary for individual schemes, and can be found at the specific webpages for each scheme.



There are other schemes available for needy NUS full-time undergraduate students requiring separate applications.

Bursaries Involving Community Service

Bursaries & Loans Covering Costs of Participation in Overseas Programmes

Bursaries Administered by External Organsations

Computing Alumni Assistance Award & Computing Student Development Fund
NUSSU Students’ Fund Bursary & Book Grants

SkillsFuture Credit for payment of undergraduate programme tuition fees by Singapore Citizens aged 25 years old and above and reading undergraduate programmes approved by WDA, details at http://www.nus.edu.sg/finance/FAQStudentFinanceMatters.html#giro

 

Students who are reading Concurrent Degree Programmes will not be eligible for the NUS Financial Aid Package for Undergraduate Students, once they are charged graduate tuition fees.

Similarly, graduate students are not eligible for the NUS Financial Aid Package for Undergraduate Students.

Both types of students should visit the Graduate Studies Admissions website on scholarships and financial aid for graduate students.