Eligibility for Full-time Undergraduates
Undergraduate students who are offered and have not rejected the Ministry of Education (MOE) Tuition Grant for their undergraduate studies qualify for NUS Financial Aid Package if they are:
- Singapore Citizen or Singapore Permanent Resident with gross monthly household per capita income (PCI) ≤ S$2,700; or
- International Student with PCI ≤ S$1,200
Gross Monthly Household Per Capita Income (PCI) Computation Formula
Concurrent Degree Programmes and Graduate Students
Students who are reading Concurrent Degree Programmes will not be eligible for the NUS Financial Aid Package for Undergraduate Students, once they are charged graduate tuition fees. Similarly, graduate students are not eligible for the NUS Financial Aid Package for Undergraduate Students. Both types of students should visit NUS Graduate School Graduate Admissions website on scholarships and financial aid for graduate students.
Overview of Financial Aid Schemes for Singapore Citizens and Singapore Permanent Residents
| Schemes | Eligibility | Annual Quantum for Full-time Undergraduates* | Application Requirements |
|---|---|---|---|
| Covering Tuition Fees and Living Expenses |
Submit ONE Financial Aid Application to Office of Financial Aid to be considered for the NUS-administered Financial Aid Package | ||
| NUS Study Loan | Singapore Citizens or Singapore Permanent Residents with PCI ≤ S$2,700 | Up to 20% of subsidised tuition fees and S$3,600 | |
| Higher Education Bursary | Singapore Citizens with GHI S$7,501 ≤ S$10,000 or PCI S$1,876 ≤ S$2,500
Singapore Citizens with GHI S$4,401 ≤ S$7,500 or PCI S$1,101 ≤ S$1,875 | S$1,350 / Up to S$7,200 (For Medicine/Dentistry students)
S$3,250 / Up to S$13,200 (For Medicine/Dentistry students) | |
| Higher Education Community Bursary | Singapore Citizens with GHI S$3,001 ≤ S$4,400 or PCI S$751 ≤ S$1,100
Singapore Citizens with GHI ≤ S$3,000 or PCI ≤ S$750 | S$5,100 / Up to S$17,200 (For Medicine/Dentistry students)
S$6,300 / Up to S$21,200 (For Medicine/Dentistry students) | |
| NUS Donated Bursaries (including Faculty Donated Bursaries**) | Financially needy undergraduates | From S$1,500 | |
| NUS Student Assistance Loan | Financially needy undergraduates | From S$1,000 | |
| NUS Notebook Loan | Financially needy undergraduates | S$1,500 | |
| Work Study Assistance | Financially needy undergraduates | Provides letter requesting priority consideration for part-time employment | |
| Covering NUS Hostel Fees | |||
| Residential Programme Bursary | Financially needy Singapore Citizen undergraduates | From S$550 | |
| Residential College Bursaries | Financially needy undergraduates | S$3,950 to S$6,000 | |
| Opportunity Enhancement Grant | Singapore Citizens with PCI ≤ S$750 | S$10,000 over the duration of the degree programme to possibly top up existing coverage for on-campus stay | |
| College Grants | Financially needy undergraduates | Varies | |
| Hall Bursaries | Financially needy undergraduates | Varies | |
| Covering Tuition Fees Separate applications to external organisations from July to August if more aid is required to cover tuition fees | |||
| Tuition Fee Loan | Undergraduates regardless of neediness | Up to 90% of Singapore Citizens’ subsidised tuition fees | DBS or OCBC |
| Central Provident Fund Education Loan Scheme | Undergraduates receiving MOE Tuition Grant regardless of neediness | Up to 100% of subsidised tuition fees | Central Provident Fund (CPF) |
| Mendaki Tertiary Tuition Fee Subsidy | Malay Singapore Citizen undergraduates receiving MOE Tuition Grant with PCI ≤ S$2,000 | 50% to 100% of subsidised tuition fees | Yayasan MENDAKI |
| Post-Secondary Education Account (PSEA) | Undergraduates regardless of neediness | Up to 100% of tuition fees | MOE (Through NUS) |
| Covering Costs of Participation in Overseas Programmes | |||
| NUS Awards for Study Abroad | Singapore Citizens with PCI ≤ S$1,900 | S$2,500 to S$5,000 | Refer to the Global Relations Office (GRO) website |
| NUS Overseas Colleges (NOC) Awards | Financially needy undergraduates | Varies | Refer to the NOC Awards website |
| Overseas Student Exchange Programme (SEP) Loan | Financially needy undergraduates | Up to S$3,000 per semester | Submit the SEP Loan Application Form via Ask Admissions |
| Overseas Student Programme (OSP) Loan | Financially needy Singapore Citizen undergraduates | Varies | Submit the OSP Application Form to the appointed bank |
| Opportunity Enhancement Grant | Singapore Citizens with PCI ≤ S$750 | S$10,000 over the duration of the degree programme to possibly top up existing coverage for on-campus stay | Submit ONE Financial Aid Application to Office of Financial Aid to be considered for the NUS-administered Financial Aid Package |
* The detailed eligibility and annual quantum for specific groups of students may vary for individual schemes and can be found on the specific web pages for each scheme.
** At the Faculty of Arts and Social Sciences, Faculty of Law, NUS Business School, School of Computing, Yong Loo Lin School of Medicine and Alice Lee Centre for Nursing Studies
Enhanced Financial Aid for Singapore Citizens
| Eligibility | Quantum for Full-time Singaporean Undergraduates* | Application Requirements |
|---|---|---|
| Covering Tuition Fees and Living Expenses |
Apply for Financial Aid to be considered for the NUS enhanced Financial Aid Package | |
| Per Capita Income up to S$750 | 100% coverage of tuition fees per annum S$4,000 Living Allowance per annum Opportunity Enhancement Grant of S$10,000 over 4 years to top up financial aid for on-campus stay and overseas programmes | |
| Per Capita Income up to S$751 to S$1,100 | 100% coverage of tuition fees | |
Note. Financially needy Singapore Citizen full-time undergraduate students who meet the eligibility criteria may also apply for Residential Programme Bursaries or Residential College Bursaries to cover accommodation-related fees. They will also continue to have access to other forms of financial aid available to all students including support for overseas exposure or exchange programmes, as well as loans.
Overview of Financial Aid Schemes for International Students
| Schemes | Eligibility | Annual Quantum for Full-time Undergraduates* | Application Requirements |
|---|---|---|---|
| Covering Tuition Fees and Living Expenses |
Submit ONE Financial Aid Application to Office of Financial Aid to be considered for the NUS Financial Aid Package | ||
| NUS Study Loan (Repayable after graduation) | International Students with PCI ≤ S$1,200 | Up to 10% of Singapore Citizens’ subsidised tuition fees and S$3,600 | |
| NUS Donated Bursaries (including Faculty Donated Bursaries**) | Financially needy undergraduates | From S$1,500 | |
| NUS Student Assistance Loan (Repayable after graduation) | Financially needy undergraduates | From S$1,000 | |
| Work Study Assistance | Financially needy undergraduates | Provides letter requesting priority consideration for part-time employment | |
| Covering NUS Hostel Fees | |||
| Residential College Bursaries | Financially needy undergraduates | S$3,950 to S$6,000 | |
| College Grants | Financially needy undergraduates | Varies | |
| Hall Bursaries | Financially needy undergraduates | Varies | |
| Covering Tuition Fees Submit a separate application to the appointed banks from July to August if more aid is required to cover tuition fees. | |||
| Tuition Fee Loan | Undergraduates regardless of neediness | Up to 90% of Singapore Citizens’ subsidised tuition fees | DBS or OCBC |
| Covering Costs of Participation in Overseas Programmes | |||
| NUS Overseas Colleges (NOC) Awards | Financially needy undergraduates | Varies | Refer to the NOC Awards website. |
| Overseas Student Exchange Programme (SEP) Loan | Financially needy undergraduates | Up to S$3,000 per semester | Submit the SEP Loan Application Form via Ask Admissions |
* The detailed eligibility and annual quantum for specific groups of students may vary for individual schemes and can be found at the specific webpages for each scheme.
** At the Faculty of Arts and Social Sciences, Faculty of Law, NUS Business School, School of Computing, Yong Loo Lin School of Medicine and Alice Lee Centre for Nursing Studies
Other schemes are available for financially needy NUS full-time undergraduate students requiring separate applications.
Bursaries Administered by External Organisations
Chettiars’ Temple Society (CTS) Education Award
East Coast WinSTEM Bursary
Muslimin Trust Fund Association (MTFA) Bursary Award
The Ngee Ann Kongsi Tertiary Bursary
Toa Payoh Seu Teck Sean Tong Bursary
Serve Our City Education Bursary
SINDA-SIET Tertiary Bursary
Sivadas-HEB Education Fund
South West Tertiary Grant
SPD Education Programme Bursary Awards
Special Malay Bursary
Yellow Ribbon Fund STAR Bursary
Endorsement of External Organisations' Bursaries Application Forms
Please approach the Student Service Centre for assistance by 22 January 2025. The Office of Financial Aid (within the Office of Admissions) will assist to endorse external organisations' bursaries application form from 23 January 2025. Please write to us at: https://www.askadmissions.nus.edu.sg/app/ for assistance.
Bursaries Administered by Faculties & NUSSU
Computing Alumni Assistance Award
Computing Student Development Fund
NUSSU Students’ Fund Book Grants
Skillsfuture Credit
SkillsFuture Credit for payment of undergraduate programme tuition fees by Singapore Citizens aged 25 years old and above and reading undergraduate programme approved by Singapore Workforce Development Agency, click here for details.