Eligibility for Undergraduates Pursuing the Bachelor of Information Technology Programme
Needy NUS undergraduate students who are Singapore Citizens (SCs) and pursuing the Bachelor of Information Technology Programme have the following options available to finance their studies:
- NUS Financial Aid Package comprising the Higher Education Bursary, Higher Education Student Loan - Base Provision (previously known as MOE Tuition Fee Loan), and Higher Education Student Loan - Balance Fee Coverage (previously known as MOE Study Loan)
- Post Secondary Education Account (PSEA) – the above PCI criteria is not applicable
Students under the following circumstances are NOT eligible:
(i) pursuing Earn and Learn Programmes (ELPs); and
(ii) paying unsubsidised tuition fees (due to already attained an undergraduate degree).
You will be informed via email on the specific application period in July or December, after registration as an NUS student.
Gross Monthly Household Per Capita Income (PCI) Computation Formula
PCI =
Gross income of family members in householdTotal number of family members in household
Overview of Financial Aid Schemes
| Schemes | Eligibility | Annual Quantum for Full-time Undergraduates* | Application Requirements | |
|---|---|---|---|---|
| NUS-administered Financial Aid Schemes | ||||
| MOE Tuition Fee Loan (Applicable for AY2025/2026 only) | Singapore Citizens | Up to 90% of SC subsidised tuition fees | DBS or OCBC | |
| Higher Education Student Loan - Base Provision (With effect from AY2026/2027) | Singapore Citizens | HESL - Base Provision Singapore Citizens - Up to 90% of subsidised tuition fees payable by Singapore Citizens | StudentLoanSG (SLSG) Portal (available from 1 July 2026) | |
| Higher Education Student Loan - Balance Fee Coverage | Singapore Citizens with PCI up to S$3,500 | HESL - Balance Fee Coverage Capped at 10% of the subsidised tuition fees payable by Singapore Citizens | Submit ONE Financial Aid Application to Office of Financial Aid to be considered for the NUS-administered Financial Aid Package. An email will be sent on the specific application period in July or December. | |
| Higher Education Bursary | Singapore Citizens with GHI up to S$12,000 or PCI up to S$3,000 | From S$720 | ||
| Externally-administered Scheme | ||||
| Post-Secondary Education Account (PSEA) | Regardless of neediness | Up to 100% of tuition fees | MOE (Through NUS) from July to August | |